Free credit report credit card Savannah

Also, place a security alert on your file (see web address below). Your bank should be able to provide you with a fraud affidavit. Put "stop payments" on any outstanding checks that you are unsure about.

Close your checking account and other affected accounts and obtain free credit report credit card Savannah new account numbers.

Give the bank a password for your account (not mother's maiden name, Social Security number, date of birth, pet's name, sequential numbers, or any other free credit report credit card Savannah easily guessed words). If your own checks are rejected at stores where you shop, contact the check verification company that the merchant uses.

TeleCheckFor annual file disclosureFraud, id theft department Under a new federal law, you now have a right to obtain free credit report credit card Savannah any reports that these companies compile free credit report credit card Savannah about you.

For ChexSystems and any of the check verification companies listed free credit report credit card Savannah here that you have had to free credit report credit card Savannah contact as a result of your identity theft situation, we recommend that free credit report credit card Savannah you request a copy of your free credit report credit card Savannah file once a year. instant credit report If not, you will find it difficult to open new bank accounts and/or write checks. Visit the web sites listed above to learn how to order your free annual reports.

And read the PRC's guide on these "specialty reports." www.privacyrights.org/fs/fs6b-SpecReports.htm 8. ATM cards. If your ATM or debit card has been stolen or compromised , report it immediately. You may be liable if the fraud is not reported quickly. Start with a phone call and immediately follow up in writing. Be sure to read the debit card contract for information about liability. Some cards are better protected in cases of fraud than others. ATM and debit card transactions are subject to the Electronic Fund Transfer Act. (15 USC free credit report credit card Savannah §1693) Even if you are a free credit report credit card Savannah victim of identity theft, your liability for charges can increase the longer the crime goes unreported. company credit check For more on EFTA, see the FTC's guide, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm.

Also read its guide on electronic banking, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.shtm 9. Brokerage accounts. You do not free credit report credit card Savannah have the same protections against loss free credit report credit card Savannah with brokerage accounts as you do with credit and debit card or bank accounts. The Securities Investor Protection Corporation ( www.sipc.org ) restores customer free credit report credit card Savannah funds only when a brokerage firm fails. If an identity thief or other fraudster targets your brokerage account, refer to your account agreement for information on what to do. Immediately report the incident to the brokerage company and notify the Securities and Exchange Commission, www.sec.gov Also notify the Financial Industry Regulatory Association, formerly NASD, www.finra.org. To protect against fraud, put a password free credit report credit card Savannah on each of your investment accounts. For more on identity theft involving brokerage accounts, how it can happen, and what to do, see the PRC alert, www.privacyrights.org/ar/BrokerageAlert.htm 10.

mail. Notify the local Postal Inspector if you suspect an unauthorized change of your address with the post office or if the U.S mail has been used to commit fraud. getting my free credit report

Notify the local Postmaster to forward all mail in free credit report credit card Savannah your name to your own address. Postal Service to find the nearest Postal Inspector at (800) 275-8777 or visit its web site at http://postalinspectors.uspis.gov/. The online complaint form is available at https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx.

Postal Service, Criminal Investigations Service Center, Attn: Mail Fraud, 222 S. Riverside Plaza Suite 1250, Chicago, IL 60606-6100.

Secret Service has free credit report credit card Savannah jurisdiction over financial fraud. Attorney guidelines, it usually does not investigate individual cases unless the dollar amount is high or you are one of many victims of a fraud ring.